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Re: Medical Insurance - UK Members

Posted by cybercafe on April 5, 2003, at 23:22:08

In reply to Re: Medical Insurance - UK Members, posted by noa on April 1, 2003, at 4:27:04

> Why couldn't the insurance company just disallow cancellations due to depression? I mean, statistically, how many people submit travel insurance claims due to their depression? Mostly, I would assume, these days especially, that cancellations would be due to events, like war, or acute illnesses, like the flu. It seems like blanket discrimination to me.

i guess making accommodations (like making their plans more and more complicated) just isn't feasible


> It used to be quite the norm here in the US for health insurance companies to deny coverage for pre-existing conditions, so when person left a job and tried to get new insurance either on their own or through a new employer, they could be denied insurance altogether, or denied any coverage for such conditions, like diabetes or depression, etc. Even pregnancy, only they weren't allowed to say so. For example, I once

yeah how do people deal with this problem???

> But during the Clinton years, a law was passed to protect people from being denied health insurance for pre-existing conditions.

really? this sounds too good to be true (though i'm not in the us).... so you're telling me if i needed a $100,000 surgery i could apply for insurance and they couldn't turn me down? ... nah i must be misunderstanding


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