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Re: Medical Insurance - UK Members

Posted by cybercafe on March 31, 2003, at 23:49:22

In reply to Re: Medical Insurance - UK Members » cybercafe, posted by photojenny on March 31, 2003, at 7:17:26

> > strange.. how is depression relevent to house insurance?
>
>
> Well, the problem is with life insurance (which of course is essential for securing a mortgage). People with other illnesses find it extremely difficult - if not impossible - to get mortgages for this reason. So illnesses like HIV/AIDS, cancer, etc. are really dicey. I`m guessing that the assumption is that someone with depression is likely to end their life, and therefore insurance is denied.

you need life insurance to get a mortgage? sorry that wasn't intuitive to me... i thought if anything happens to you, the bank can just re possess the property, so there is no risk for them

hmmmm...

> Options Travel Insurance - said that they wouldn`t be able to cover any claims relating to depression.
>
>
> .... it`s not fair at all, but that`s just an indication of the ignorance out there.
>

hmmm... my doc said it was very popular for people to just say that they don't have the condition, either a flat out lie, or due to the fact that the diagnosis is still technically in progress (he was suggesting this for medical insurance in fact)... but it seems like this activity is not as popular as i had thought from what you guys are saying


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poster:cybercafe thread:211823
URL: http://www.dr-bob.org/babble/social/20030326/msgs/214938.html