Posted by JohnX2 on March 27, 2002, at 20:11:11
In reply to DISABILITY HELP!, posted by JonW on March 27, 2002, at 9:59:35
Hi Jon,This is my current condition,
My short term carrier (my company) carriers me for 1 month. My long term carrier (an insurance underwriter) agrees to carry me for upto 6 months after that pending an analysis of my case. They reviewed my doctor's notes and were "glad"
to inform me that they approved long-term coverage and believed that I ought to be able to return to work on a date that was "2 days" after the date that my short term carrier's coverage let up! What bullshit. (I'm still fighting this).I see your dilemma. I have the fortunate that my doctor charges 300 dollars an hour to patients with insurance and 70 dollars an hour to patients withouu coverage. But I am still out my paycheck which is a shit load of money compared to my doctors bill.
So what to do? I think by default the insurance company will push back on any claim.
This is my first time on medical disability for mental health leave, is it for you?
Sorry.
John
> Hi...
>
> My short-term disabilty is about to expire, and I just got a call from my long-term carrier. They said that because I have a pre-existing illness, my benefits are denied! I cannot afford my current doctor without a paycheck. Has anyone been in a similar situation? Is there anything I can do???
>
> Being shit on,
> Jon :(
poster:JohnX2
thread:100554
URL: http://www.dr-bob.org/babble/20020327/msgs/100616.html