Posted by gardenergirl on June 19, 2008, at 15:14:34
In reply to Re: Can i discuss Finanical difficulties here?, posted by Sky Brite Line on June 19, 2008, at 9:38:49
The best thing that I ever did to get my spending under control was to start using Quicken to record my expenses and follow a budget. It's not necessary to use a specific software program, though I found it helpful. I think the most important thing is to make a realistic budget which includes fixed expenses and discretionary or optional spending as well as a savings goal. You can do this in a notebook, with a spreadsheet, or with a software package. Before I started this, I would live paycheck to paycheck with no savings and increasing debt, because I had no idea how much I was spending on stuff. After, I was able to keep up with my fixed expenses, decrease my debt, and save up a pretty nice down payment for a new car, one of my proudest moments.
good luck!
gg
poster:gardenergirl
thread:835212
URL: http://www.dr-bob.org/babble/social/20080601/msgs/835494.html