Posted by lucy stone on June 4, 2004, at 13:24:08
In reply to Seeking advice re: insurance, posted by Racer on June 4, 2004, at 11:33:35
Is there any way you can pay for it yourself out of pocket? Does your employer offer medical savings accounts? My insurance covers 15 therapy visits/year with an option of 9 more with approval. I use that up in no time but my medical savings account helps. The program offered by my employer allows me to put money away pre-tax that I can use for medical expenses. My husband has the same and can use his money for my expenses. In our tax bracket the reduction in our gross income gives us a tax saving that brings the cost of my appointments down by approx. 1/3. Maybe something like that would be enough to allow you to pay out of pocket for the 6 months you would have to wait because of your pre-existing condition.
poster:lucy stone
thread:353743
URL: http://www.dr-bob.org/babble/social/20040602/msgs/353778.html