Posted by Tabitha on August 11, 2003, at 1:54:36
In reply to Re: Update, COBRA cost for me.. » Tabitha, posted by Dinah on August 10, 2003, at 14:37:57
the therapy coverage is great. My dx is under parity law so they have to cover it like medical. I can't figure out any limit. For a while I was using nearly 3 sessions a week and it was picking up more than half. So I'd pay cash for a while, then an ins payment would come in, then I'd go for weeks and weeks without paying a cent. I don't know exactly what the coverage is, but I've been getting a heckuva lot of free sessions to balance out the full price ones. The therp said I'll do even better if I stick to a 2 session per week limit, which I think is feasible.
It's still a big chunk of my budget, but I also tax deduct the out-of-pocket, so that's like getting 28% back.
I think I'll hang onto this insurance as long as possible. The last plan I had evaded parity law by having a separate carrier for mental.
poster:Tabitha
thread:248644
URL: http://www.dr-bob.org/babble/social/20030808/msgs/249961.html