dodging a bad credit mark

Posted by JohnX2 on March 26, 2002, at 22:54:20

I dodged a bad credit mark a few years ago as a friendly banker at a major credit card issuer gave me an "inside tip" on how to do this after missing 2 billing cycles. There were bogus circumstances surrounding the issue coupled with a depression causing me to not open mail to credit cards I believed to have zero balance. Prior to this I had spotless credit.
Anyways, I passed this tip along to a friend recently who was in a similar situation. The bank revoked his credit card and reported him to the credit beuro. I gave the tip, he got his card back, and the credit beuro mark was revoked.
This poses an interesting ethical/moral dilemma; do you feel if you are caught up in a major depression and things in your life spiral out of control then it is ok to use "tips" to help clean up post mortem damage?
John

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dodging a bad credit mark JohnX2 3/26/02
Yes, it's OK - so, tell us how (nm) » JohnX2 hrtlm 3/26/02
Yes, if from depression. No, if plain stupidity (nm) » JohnX2 IsoM 3/27/02
But what if you need to massage the truth? JohnX2 3/27/02
Actually, we're all victims in a sense. » JohnX2 beardedlady 3/27/02
Re: Actually, we're all victims in a sense. JohnX2 3/27/02
Re: Actually, we're all victims in a sense. » beardedlady Zo 3/29/02
Re: Bad credit Noa 4/2/02

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