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Re: Financial Stress..A few questions for you » Roo

Posted by kiddo on November 30, 2001, at 13:55:57

In reply to Financial Stress, posted by Roo on November 30, 2001, at 12:20:52

1.) Do you know if this is an 'impulse'? Just shopping once in awhile and picking up something that isn't the best choice?

Or......

2.) Are you preoccupied with shopping?

3.) Do you buy things you can't afford, don't need, or use; then feeling guilty and/or ashamed afterwards?

My sister has this problem. She had huge debts, went for financial help, got her credit cards consolidated and all of that, six months later, she was worse off than in the beginning-not only did she have the first debt, but all of the ones she ran up since.

This is an actual disorder/dysfunction. There are about 8 million people in the US with it. I don't know if you have it or not, but if you have a therp/pdoc you see, I'd definitely talk to them about it if you feel you should.

Kiddo

> I just need to vent. I am terrible with money. I'm
> not sure if this has anything to do with depression
> or not. It feels like a real psychological thing. I
> spend money I don't have. it's a pretty regular thing
> for me to bounce checks. A couple of times a yeaar I
> get myself into a really bad situation where I'm $600
> or so overdrawn in the bank and have to ask someone
> (family member) to bail me out. I think they're finally
> through with that. I'm 32 years old, I should have my
> shit more together. I make enough money to support myself
> I'm just not responsible. Again, I'm in the emergency
> situation of being $600 or so overdrawn in the bank.
> I'm not about to ask anybody for help (not that they'd
> give it anyway at this point). The only positive thing
> is that maybe if I just let the shit hit the fan and don't
> depend on someone to bail me out and my bounced check
> fees amount to like $1000, I'll finally learn my lesson
> and be more responsible. This has me feeling pretty shitty.
> I hate that I do this, but I keep doing it and never seem
> to learn. I've gone to financial counseling before, but
> I always seem to go back to my bad habits. I'm pretty
> discusted with myself right now. Anyone relate?


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