Posted by JayMac on December 16, 2008, at 22:39:49
In reply to Re: No money = No therapy, posted by onceupon on December 15, 2008, at 20:55:03
Insurance is no fun. My T is out of network, she doesn't accept insurance. I was able to pay for her, even though it was my largest expense, but I recently got a 20% pay cut.
A couple of months ago in September I told her that I would have to cut back from 2x a week to 1x. Well.....I managed to keep doing 2x most times. I told her a month ago that I wouldn't be able to see her the last 2 weeks in December because of financial difficulties. At that time, I didn't realize how much of pay cut I would actually receive. Reality has hit me. It's hit me hard!
Well, that time has come. Tomorrow will be my last session for a long while.
Tonight I emailed her saying that it might be 4 weeks until I can see her again. It might be longer than that. I've been crying a whole lot more lately and eating a ton more lately, I think both are related to the fact that I feel like I'm leaving her....forever. I feel like I might be forced to do that, at least. I could find someone else who is in-network, but I know they wouldn't compare. I would feel like I was betraying my T. I can't do that. My T or not, I'm a loyal person. I don't dump people simply because they are no longer financially convenient.
The money side is VERY hard, for us and for them. I've spoken with various therapists, psychologists, social workers who have private practices and have to deal with such matters on a day to day basis. It's a weird line between business and therapy. They say that it's very difficult for them to talk about money.Thanks for your response.
poster:JayMac
thread:868791
URL: http://www.dr-bob.org/babble/psycho/20081205/msgs/869183.html