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Why Insurance is like Jury Duty

Posted by fallsfall on April 28, 2005, at 15:01:17

Because the both require you to have $$ discussions with your therapist.

I have been called to Jury Duty for the month of June. I need to go on 4 Mondays when they pick the juries for the coming week. Then I only have to go if I get picked for a particular trial. So each week, at the beginning of the week I'll know what my schedule is for that week.

I have concerns about whether I would be able to concentrate long enough, remember enough, handle the stress etc. But I can work things out by getting a Dr. note that limits the lengths of trials that I can be on, says that I need to take notes etc. So I think that I can limit it to something I can do.

And then there is therapy. Clearly I can't miss therapy for a month. But I probably wouldn't need to. On average, people serve on 1 or 2 trials that last 2 or 3 days or so. So that would be in addition to the 4 days for jury selection. Total 9 days or so over a month's time. Of course, I have therapy on Mondays - so I know that I will miss those sessions. My other therapy sessions are on Thursday and Friday. So, at least I could give him pretty good notice.

We both want to be sure that I get *some* therapy. None would not be a good idea. But he has a problem with just going week to week. His practice is mostly long term clients, so his schedule is pretty set (and full). Let's say he sees 30 clients a week (he does other things on Wednesday). Since I see him 3/week, I am 1/10 of his case load. If I disappear for a month, that is a significant chunk of change for him.

I said that employers have to let employees go to Jury Duty, and that costs the employer - so if he can't fill my hours that this is a business cost of supporting the government. He doesn't want to eat the empty hours. I don't want to pay for hours when I'm not there. His cancellation policy says 72 hours. For the Mondays, I am giving him over a month's notice, I could give him 60 hour notice for Thursdays, and 84 hour notice for Fridays.

We are both aware that there are therapeutic reasons to do the Jury Duty and to not do the Jury Duty. Keeping those separate from the financial reasons is difficult.

He goes on vacation for 2 weeks - either the last 2 weeks in July, or the last week of July/first week of August (he hasn't decided yet). It is possible for me to postpone my Jury Duty to July, so that he would be on vacation (and not expecting my money) for possibly 2 weeks of my Jury Duty. But I'm a little concerned about me doing something stressful and new while he's on vacation. I'm not sure how I feel about that.

I'm taking 2 sessions off in a couple of weeks to go to a Library conference, and the one right after that for my daughter's college graduation. So all he's hearing from me these days is that I'm panicking because the insurance won't pay for 3/week, yet I won't be coming.

I don't have to go to the conference, but since we are talking about me going to Library school, this seems like a good test run. I am staying an extra day to go to my daughter's boyfriend's graduation, too (and I could shorten that trip and miss one less session if I needed to).

Who eats the cost of Jury Duty?

 

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poster:fallsfall thread:490990
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