Posted by mair on February 10, 2005, at 13:40:07
In reply to Re: T's billing policies--moral? » smokeymadison, posted by Dinah on February 10, 2005, at 13:23:56
When you say you have to pay her up front, do you mean prior to a session or prior to reimbursement?
My T used to be a preferred provider with my insurer and she never billed me until after she had submitted the claim. She stopped doing that because the insurer was so dilatory about paying claims and she didn't have many clients who used that insurer. So now she bills me and it's up to me to submit the claim for reimbursement. (Fortunately my insurer will reimburse me for sessions with a T who is not on its list). It's a litte more expensive because my copay is more since she's not on the list, but not that much more expensive.
I ordinarily operate on the assumption that all bills are due within 30 days of the date I get them. If I'm on top of things and submit my claim right away, I can get reimbursed before I have to pay my T. Ordinarily I don't wait that long, maybe because I'm not always great about getting the claim in as quickly as I should. The "float" is doable for me. There was a time a couple of years ago when my insurer really screwed up my claims and I didn't didn't get paid for about 5 months worth of claims. That was a financial nightmare until it was sorted out.
Mair
poster:mair
thread:455868
URL: http://www.dr-bob.org/babble/psycho/20050206/msgs/455905.html