Posted by Poet on October 25, 2004, at 12:15:06
In reply to Insurance for psychotherapy?, posted by mandinka on October 24, 2004, at 1:32:28
My plan covers 20 therapy sessions from my T at 70 percent, less a $250 deductible. Her insurance billing rate is $125 per hour. Before I got on this insurance I paid her $60 per session.
Pdoc is covered 80 percent for 20 sessions with a separate $250 deductible. His insurance billing rate is $125 for 20-30 minutes. Cheap he is not.
What I want to know is how do the insurance companies figure out that 20 sessions is enough? Do they sit around saying *the average neurotic should be cured in 19 sessions, but we'll be nice and add one more so it's an even number?* As for people with more complex problems, we'll give them a generous 25 days in the psych hospital with a $250 deductible... And no outpatient care, 'cause they probably already used it up before they went in.
Poet
poster:Poet
thread:406542
URL: http://www.dr-bob.org/babble/psycho/20041016/msgs/407036.html