Posted by mair on December 5, 2003, at 14:15:23
In reply to Re: Rates, posted by Miss Honeychurch on December 5, 2003, at 12:15:54
My therapist charges me $105 per session which is a discounted rate since I go twice a week. I'm not sure what she is otherwise - maybe $110 or $115. For a very long time I paid $95. Unbeknownst to me, she has raised her rates several times since I started but she kept current patients at the same rate they started with. A recent rent increase made her decide that she had to raise current patients as well.
I pay the bills up front and submit claims to my insurance company. I have a very good plan in that there are no limits on the number of times I can see her, and I CAN see her even though she's not part of their network. (she dropped them a couple of years ago in total frustration). The company would cover more of the cost of each session if she were part of the network but it's not that big a difference. I think they pay $69 of the $105.
Recently I was faced with the scary prospect of being forced into a different policy where I would be considerably more limited, and probably would have been required to see someone in the network. She told me that she'd reduce the cost of my sessions substantially if that happened, but I don't think I'd feel at all comfortable with that. I think I'd just bail out of therapy instead. She is a PhD clinical psychologist. I think there are any number of MSWs in my insurer's network. I think they actually include very few PhDs for cost reasons.
Mair
poster:mair
thread:286716
URL: http://www.dr-bob.org/babble/psycho/20031202/msgs/286864.html