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Vent about insurance woes...

Posted by Racer on January 16, 2008, at 15:41:37

Our insurance just changed. My husband's company just changed carriers, so the only difference is the carrier -- no new job, no new information, just a new carrier.

My husband just got back from picking up a prescription for me for something called Limbrel. It's another of those "medical food" products -- prescription, of course. Turns out, the new carrier won't cover it. Period. I called the doctor, whose office informed me that they don't dispute insurance coverage on this sort of thing. Just S-O-L, which irritates me, since the Limbrel was helping me.

The alternative medications carry a much more critical list of side effects -- the third one listed in the insert was "death," so they're not all that attractive as alternatives. Now I'm stuck, where I can pay out of pocket -- which is pretty much last resort, since it's so damned expensive -- or I can take a much more perilous medication.

Or, of course, I could just lie there in truly outrageous pain. That's an option, too. I could lie on the sofa in pain until my joint gets so bad they have to replace it. Apparently the insurance carrier will pay for that.

Grrr!


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poster:Racer thread:807022
URL: http://www.dr-bob.org/babble/health/20071116/msgs/807022.html