Posted by b2chica on September 10, 2013, at 11:13:53
ok so i have a question that i am really worried about.
so you all know that i had lost my previous job.
well, i got my new one and had to reapply for life ins.
i just got a phone call today from them for a survey of questions.
now this started off benign enough but quickly got intense.they of course asked if I've ever been dx with depression, anxiety, and insomnia.
i then spent 25min trying to Carefully answer her next questions!she asked PERSONAL stuff i didn't' think they could ask??
dr.'s names, medication names, time of day i take, how often, how manyblah blah. i kept it short and sweet.
if i've been hospitalized, when, how long, what hospital; again kept it short and sweet.
if I've been in therapy, when how long, who, why (of which i choose not to answer who, and lied about why)
if I've ever been suicidal; said only once, med induced (talked about bad first experience due to prozac)
if i've made attempts!i can't believe that an INS could even ASK these questions!
I was afraid to answer, afraid to Not answer!at the end, i asked again if this was for LIFE ins, not Health ins? she really never answered? i then explained that i've been covered by them before, and only due to short stop in employment do i have to 'reapply' to them?
I then asked her that these questions are obviously Very personal and how does this effect if i get LIFE ins?? she said 'i guess they look at how much or how long ago you had severe issues.she went on to sayif you ever thought of oh ya, i was supposed to ask you if attempted S. or thought about it?"
i thought they couldn't ask questions like this?? WTF?
did i just screw myself by answering? should i have been more honest? Less?any advice? have you all ever been asked these questions? how did you respond?
do you HAVE to answer?
Should i have NOT answered?
"What is madness, but nobility of soul at odds with circumstance.
The day is on Fire, and i know the purity of pure despair."
Theodore Roethke
poster:b2chica
thread:1050425
URL: http://www.dr-bob.org/babble/20130828/msgs/1050425.html