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Re: apply » joe d

Posted by Catling on March 13, 2013, at 21:54:32

In reply to Re: apply, posted by joe d on March 13, 2013, at 21:05:35

> thank you ..does disability pay about half of your average earnings over the years..and how about healthcare....

I suppose if you even it out it comes to a little less than half. Luckily for me I made quite a lot more the last six/seven years of my employment history than during the first half.

The insurance is the sucky thing. Medicare doesn't kick in until 2 years AFTER getting approved for SSDI. If you are getting a low enough amount that you qualify for Medicaid through the state you can get that, but in my case I am getting too much to qualify for Medicaid, barely. I have said more than once I think they hope you'll die during that two year period. I honestly don't know what they expect folks to do. You go on disability because you are sick and need help, but then there is no help for being sick and we pay in for these benefits it's not like a handout.

Anyway, that is my soapbox for the night. Feel free to ask any more questions you may have and I will do my best to answer.

Best,
Cat


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