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Re: Familiar w/ U.S. insurance particulars? Help!

Posted by ClearSkies on December 1, 2007, at 8:08:31

In reply to Re: Familiar w/ U.S. insurance particulars? Help!, posted by confuzyq on December 1, 2007, at 0:33:43

I am completely paranoid about being caught out for any reason. I do believe that my best course of action is to find employment and secure health benefits of my own. Last night I did some research about companies that offer part time employees health benefits.

I know that some large retailers now offer health benefits to part time employees. Namely, Target, Starbucks, Circuit City, Barnes and Noble, and JC Penny. I don't think that my emotional constitution would hold up to full time employment, but if I could secure a part time job in the first place, I think I could excel at one. (This being based on my experience with extensive volunteering this year.)

The period for applying for COBRA has already expired: my husband signed up for this insurance - and was given the verbal "sure, you'll be covered" assurance and so we didn't get the actual policy until yesterday, with the riders stated showing the bits they wouldn't cover for me. And the policy itself is pitiful: the lifetime benefit for a member for psychiatric care is $3,000. Lifetime!!

Of course, the entire issue of whether I am even employable, after three years of not working, is questionable. I don't even know what resumes are supposed to look like any more.

Thanks to everyone for your thoughtful, as always, responses. I do plan to speak with my individual doctors regarding getting samples if necessary, and to the drug companies for their assistance, until I can arrange my own health plan coverage.

ClearSkies


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Psycho-Babble Medication | Framed

poster:ClearSkies thread:797846
URL: http://www.dr-bob.org/babble/20071125/msgs/798048.html