Posted by confuzyq on June 15, 2007, at 4:43:14
In reply to Re: Holy SH*T this stuff is $$!! » Quintal, posted by confuzyq on June 15, 2007, at 4:25:47
...example of how picky US insurers can be: I was turned down when applying with one company for:
1.] Disclosing in the "List every dr. you ever saw & why" section that, on my own buck, I had seen a therapist a few times (if u don't fess up, they can easily find out themselves should a related claim be filed later, and retroactively cancel your entire policy). They asked, "What was the date of FULL RECOVERY?" Which I bickered with because there was no such thing, I hadn't, like, had a breakdown and been admitted and released from a hospital. I said "Like a billion other ppl, I had some things on my mind and just freakin talked to someone a few times!" Not good enough, they needed "Exact date of full recovery."
2.] Stating that my gynecologist writes me a script for Valtrex, which I keep on hand for cold sores (ok, Herpes simplex I). "WHY would it be your GN that writes that script, if it's only simplex I??" Because, she is my only doctor at this time! I answered. They insinuated that I might be hiding the fact that it is actually simplex II, which could lead to virus invasion of the eyes, brain, etc.
They would not bother to order my records to check any of that themselves, or even let me have the records sent to them. They just turned me down.
poster:confuzyq
thread:762971
URL: http://www.dr-bob.org/babble/20070613/msgs/763317.html