Posted by Racer on May 16, 2004, at 19:32:22
In reply to Re: I stopped the meds, posted by finelinebob on May 16, 2004, at 14:08:31
I've been through the paperwork, and you're mostly right about chronic conditions being a weird area with insurance. The problem is that I was denied coverage because of depression by another company within the magic time frame for total exclusion from any coverage, and I've been treated for depression within their magic time frame for qualifying as a preexisting condition. I'm actually worse off because of those two facts, as far as getting coverage goes.
On the other hand, if I had had health insurance, and was being treated under that for a preexisting condition, it sounds as if they would just pick up the coverage where the old policy left off. So, you're right about your father being treated for his diabetes if he switched health carriers. (And good for you for helping with his sore. That's one of the things that scares me about my husband -- Type I, insulin dependant.)
I am going to cancel this appointment, I'll tell them why, and try to get to this guy (very highly recommended by the counsellor) when we find out what we can manage. Even with this particular insurance policy in place, he'll still be $200 for the evaluation, but that's doable. The cost of meds is very worrisome to me, but again: if the insurance picks up part of it, that might not be so bad.
Thank you, Bob, both for caring and particularly for supporting me in this decision. One of the hardest parts of this for me really is how totally without support I feel. Not the kind of support I feel here -- except in certain specific encounters on other boards -- but the practical kind of support that I really feel the need for right now: ranging from stupid things, like, "I just can't cope with my house being so damn messy and sometimes filthy all the time and my husband sits on his ass all day every day, except when he's reading car related bulletin boards -- but he's not depressed" to more overarching concerns like, "If I go to this doctor now, I risk our entire financial future; if I cancel all services at this agency, I lose the assistance promised in applying for disability; but if I continue on with therapy and meds there, I risk getting even sicker. What do I do?" I don't have anyone I can turn to for advice on these things, and I am certainly not in a state that allows me to make decisions like this alone. Talk about adding to the pressure I already feel! Thank you for not adding to that.
I haven't taken that top apart yet. The yarn is so weird it's going to be hard to do that in the first place, and I am still feeling as if everything I do turns to doodoo anyway. This isn't a time to work on it. When I do, I'll let you know. If I trusted myself with sharp implements, though, I'd start working on another top. I sewed up a couple of sleeveless blouses a couple of months ago, and dyed them using some techniques new to me. One turned out OK at best (sewing was OK, dyeing was so-so -- nice idea, wrong color choices), but the other one turned out better than I'd expected. If I can get pictures of them, I'll send you one.
poster:Racer
thread:347407
URL: http://www.dr-bob.org/babble/2000/20040501/msgs/347541.html