Psycho-Babble Medication | about biological treatments | Framed
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Re: life insurance co- 3rd degree!!

Posted by bleauberry on September 16, 2013, at 17:28:53

In reply to life insurance co- 3rd degree!!, posted by b2chica on September 10, 2013, at 11:13:53

If they perceive you to be a suicide risk or an early death risk, then yeah, that would impact a life insurers decision in a big way. Psychiatric history automatically means there is a higher likelihood of suicide risk than the normal population, and it also means the person's body is probably unhealthier and likely to die sooner. The details they asked aren't going to make a whole lot of difference one way or the other, I don't believe. All that matters is the big picture....yes you've had depression, yes you've had meds, and that's that. Automatically a higher premium.




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