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Re: Disability? How do you survive?

Posted by Novelagent on May 7, 2012, at 6:39:47

In reply to Re: Disability? How do you survive?, posted by Zyprexa on April 17, 2012, at 19:36:15

> You can get medicaid while you wait. Or do what I did and get a insurance plan for people with disabilities, state run, in NC its called inclusive health, cheap plans with good coverage. I filled out all the forms online for SSDI myself and got it right away first time. No lawyers.

90% of cases are rejected-- it's called a rubber stamp denial. The system is designed to discourage applications.

I had a lawyer pro bono, but she never had to appeal it, so I effectively may as well not had one-- but I also had a doc who never got a rejection in his career when it came to disability claims, so that was why. It's not the forms that you use a lawyer for-- you have to fill out your forms either way- the lawyer is only used for the appeals process. So what prevents it going to the appeals process is a good doc. If you've ever had a claim denied by your insurance for something your psychiatrist did, like a prior authorization that was rejected, that's a bad sign ; )

Also, my case was an exception as well; my doc cost $300 an appointment and he ran the hospital. You need a lawyer, but get one pro bono if you can.




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