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Dr. Bob is Robert Hsiung, MD,
bob@dr-bob.orgShown: posts 1 to 6 of 6. This is the beginning of the thread.
Posted by Deneb on September 10, 2009, at 8:29:23
I made a mistake in figuring out what my course load is and it turns out I'm not eligible for my student loan.
So now I don't have enough money available to pay my tuition. Well technically I do I guess, but then I will have like nothing left. A lot of my money is locked up and not accessible right now.
Now I can either apply for a part-time student loan, or ask my family to borrow some money. My part-time student loan wouldn't be very much money at all and I won't get a grant unless I have children. So, it is pretty much pointless to get the part-time student loan. The thing is, my Mom wouldn't let me just borrow money, she'd just give it to me. I don't want to keep taking my Mom's money. She works really hard for it. I have no choice though.
Ugh, I don't need this stress! I am freaking out!
The only way I can get my full time student loan is if I have a permanent disability. The thing is, sometimes I'm not that functional, but I don't think it is severe enough to be a permanent disability. It is certainly not permanent (I would hope!).
Ugh, I think I will just need to ask my parents for money.
Posted by Dinah on September 10, 2009, at 8:58:10
In reply to Help, my student loan got denied!, posted by Deneb on September 10, 2009, at 8:29:23
Your mom may not consider it a loan, and it is very gracious of her to gift it to you.
But you could consider it a loan. Or, to be more accepting of her gift, you could wish to repay her generosity with generosity. Maybe not with money, but maybe by buying groceries for the family, or replacing something that has broken and will make a dent in the family finances if replaced.
If she is able to help you, let her help you. There is more than one way to repay her. Including not worrying about it too much, and not letting the worry interfere with your schoolwork.
Posted by Deneb on September 10, 2009, at 11:12:50
In reply to Re: Help, my student loan got denied!, posted by Dinah on September 10, 2009, at 8:58:10
Yeah, you're right Dinah. There should be other ways to repay her. It will be hard to find them though.
Recently my sister tried to repay my Mom by buying her a new refrigerator. Our old one was sounding funny and using a lot of electricity. It was about $800. Well, my Mom got the fridge on her birthday and then she went ahead and put $1000 in cash on my sister's desk the next day.
My sister has moved out without taking the $1000, and now it is just sitting there in her room.
I also have a stack of about $200 in my room, also from my Mom, for me to buy textbooks. It too is just siting in my room.
My Mom also gave my sister a whole bunch of stuff for her new apartment, and cooks meals for her to take home etc. I think my Mom misses my sister.
I just hate that my Mom is always sacrificing so much for us.
It would make her really happy if I get my degree though. The best thing I can do for myself is get my degree by spring and find a government job.
There is just no way to really repay my parents. They gave us so much. I think if I started doing chores around the house and did things that showed I cared, that my Mom would be really happy.
So far I have cleaned up the living room and it feels really good. I can start by washing dishes.
Posted by Phillipa on September 10, 2009, at 12:33:49
In reply to Re: Help, my student loan got denied! » Dinah, posted by Deneb on September 10, 2009, at 11:12:50
Deneb that's a great idea as sounds seriously like you Mom has some extra money and is more than willing to help her girl's. So many would love this and think of the interest you'll save. Phillipa
Posted by emme on September 11, 2009, at 6:03:35
In reply to Help, my student loan got denied!, posted by Deneb on September 10, 2009, at 8:29:23
Deneb,
I get the impression your family values education. Your mom is probably happy to be able to do this for you. Accept what she is giving to you. You have many many years ahead of you to continue to repay her in countless ways, monetarily and in general help and in kindness.
The best way to repay her right now is to enjoy what you learn and fully develop your considerable mind and talents.
It is wonderful that you are getting closer to finishing your degree. Keep putting one foot in front of the other and don't stop until you have achieved what you set out to do. You've had challenges standing in your way, but I believe you can do it. You go!
Sorry if this is rambling and disjointed. No morning coffee yet.
emme
Posted by Deneb on September 12, 2009, at 22:38:58
In reply to Re: Help, my student loan got denied! » Deneb, posted by emme on September 11, 2009, at 6:03:35
Thanks Phillipa, Thanks emme
My Mom values education a lot. She would just love it if I got my degree. You're right, I shouldn't worry about this. I need to just concentrate on doing well in my classes.
This is the end of the thread.
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